If you don’t have an emergency savings, payday loans can feel unavoidable. But, it’s easy to get off track by opting for these high-cost loans or high-interest revolving lines of credit. That’s why your employer* has teamed up with WorkLife to offer a better option: small dollar loans paid back through payroll deductions.

Need help with utility bills?

You can access funds for utility bills through your Resource Navigator. Get in touch here.

Request Payment Relief Assistance

Qualifying customers impacted by COVID-19 may be eligible for payment relief for up to 3 months by completing a Forbearance Application. We’re here to support you.
loans@worklifepartnership.org or 303.298.1625.

The Benefits

No credit check

No restrictions on what loan funds can be used for

No prepayment penalties

Loan will be deposited directly into your bank account

No-obligation financial coaching available

Access to a WorkLife Navigator

The Details


Loans from $400 up to $1,000 available to employees at participating employers*


Maximum interest rate of 18% may apply


12-month repayment period


Loans are automatically repaid through payroll deductions

The Requirements


Minimum borrow age is 18


Routing and account numbers for bank account


Driver’s license or passport numbers


Social Security number


Must be employed for at least one year


Contact information for three references (references will not be contacted for the application)

How It Works

1. Online Application

You will be walked through the online application process, which will take 10–15 minutes. Please have the following information handy: social security number, driver’s license or other government issued identification, employment information, bank information, references, valid email address, and employee ID (if applicable).

2. Funding

Pending employment verification and your signature, your loan will be deposited into your checking account in 2 business days.

3. Repayment

Loans are automatically paid through your paycheck.

Participating Employers

STRIDE Community Health Center

Partnership launching soon